The loan process.
From a quick chat to settlement, these are the steps to owning your first home.
Get in touchFirst Home Loans.
Buying your first home is an exciting time - but it can also be complicated - our job is to make it easy for you.
Buying your first home?
Our team of mortgage brokers will help you get into the property market.
There's a lot involved in buying your first home, but our job is to make it simple. Here’s what we’ll do:
- explain all the costs involved in buying a home and give you a realistic picture of what you can borrow.
- determine if you’re eligible for assistance schemes such as the First Home Owners Grant (FHOG) and help you with your application.
- work with you on getting the right home loan for your situation.
- organise a home loan pre-approval to help you move quickly when you’ve found the right property.
- prepare all the paperwork and support you at every step of the loan process to settlement and for the life of the loan.
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Say hello
It all starts with taking about one minute to answer a few simple questions right here. When you’re done, we’ll meet to talk about your goals, opportunities and next steps, in person or online.
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Get those goals
Once we know what you need, we’ll research 60 banks and lenders to provide you with loan recommendations best suited to your needs.
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The nitty gritty
Found your lender? Well sit back. We’ll do the paperwork and package, sign and lodge your documents to get you primed and ready for pre-approval.
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So… How much can you borrow?
If your pre-approval gets the tick, your borrowing power will be revealed. This amount is valid for three months and gives you a clear idea of what you can spend. Let the house hunting begin!
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Seal the deal
After all the ups and downs of the home buying hunt, you’ve found a home and made an offer. While you pop the champagne, we’ll keep track of your application to ensure it all runs smoothly.
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Settlement - your big day!
Get excited, it’s time for settlement. Sit back and enjoy the moment, we’ll let you know when everything is finalised and your lender has released the funds.
Ask us a question
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